**Remember at this point Mom, Mike nor I know, that Louise has looted $74,000 from Moms Savings and more from her checking leaving Mom with about $3,500 in cash assets in combined checking and savings: AND NO IDEA WHAT CHECKS WERE OUTSTANDING ..***]

Early afternoon: Mom and I then returned to the Bank of Stockton in Lodi and showed Teressa the Document that Mom had signed and Mom requested, as directed by Mike Small, for the Bank to fax Mike a copy of the “Power of Attorney that was on file with the bank”. This the Bank of Stockton did.

[***Remember all of Mom's records had been looted by Louise & Ruth when mom was in the hospital and even Mom did not have a copy of this very important document that Louise and the girls had them sign back on July 16, 2008, just under 1 year prior to this:***(The looting of financial documents are documented in numerous conversations and in emails with Natalie, Mike Small, Louise & Richard where Richard and Louise were to return those financial records: Also documented is Richard and Louise admitting to “Purging” some documents as well)]

While at The Bank of Stockton, asking about the Trust account balances, the discovery was made that $74,000 was missing from Mom’s account, Teressa did not seem to be surprised at all about the missing funds and played very stupid as if to tell mom.. WHAT YOU DO NOT KNOW OR REMEMBER WHAT YOU DID WITH YOUR MONEY? And HEY it is not our fault you gave Louise “Power of Attorney”

Oct 17th 2009, the youngest of three sisters I am 47 years old. I moved from MD. with two high paying positions to care for my father in South Jersey.My two sisters ( each lived an hour away from my father) visited him only Xmas,and occassionally birthdays,While I visited him from MD. two or three times monthly,staying over night,stuffing the frig full of food,cooking,cleaning,providing lawn care for the jungle of a yard,laundry,correcting the massive disorder my mother had created in the house(as she was a shopaholic) and
threw practically nothing away for 40 years. My father was a hard working good father,
a Navy WWII hero.My mother was emotionally and verbally abusive to all of us, my father and myself receiving the larger doses.My mother was physically abusive and threatening, she also defrauded my father and on a small level myself,( I caught her quickly)she was mentally ill in the “tabu” 50s 60s 70s.My father worked 16 hours a day seven days a week,he was in denial. My sisters always believed the pathological lies she told of my father. My sisters rarely even phoned him.My mother also alienated the town,the police,the schools,the neighbors,my fathers family,and her family.
Now possibly due to these sick family dynamics,possibly due to greed or the illegal movement of my fathers funds), my oldest sister has taken the role of my mother,yelling at my sick 85 year old father,lieing to him about his
money,his health care.She even left him in his apartment without pants,(claiming she’s doing his laundry- it never got done.I told her I’m buying dad a coat.She told me she just bought him one.She used the exuse she didn’t want him outside because twice the police phoned her that he fell.She’s used the exuse that he mixed up his medicine to remove the marked bottles when I wanted to know why he was given twelve pills daily and what type of meds,dad would complain to me constantly how both my sisters were” screwing up his pills” again,I was refused any information.I hadn’t visited much due to several extended hospitalizations a blast crisis,and suppected heart failure.My sisters have ridiculed me for this,spoken poorly of me to father,basically filling his head with wild and completely untrue stories such as I had been in jail,I was divorced,lost my apartment,etc in order to portray
me as poor, homelesss,uncaring, irresponsible.Desiring to inspire hopelessness and helplessness and a further sense of isolation in my father,rejoicing crushing his spirit,and alienating who they perceive to be his favorite and know as his only defender.
I’ve unfortunately only became aware of the extent of abuse on sep17,2009 when
my eldest sister did not wish to release the location,name and phone number of the rehab she drove him to,I had get the information from the hospital.She quickly had him moved to residence care in the same rehab and has misinformed doctors of his mental clarity,he is now being held for dementia (and his mentle health has deteriated drastically now)
I and my husband both spoke to him on the phone 8-26-2009 he said something has happened,something is wrong with my eldest sister,I asked if she was sick,he said no,
he said something happened he’ll figure it out,that she was acting strangely.He would not give more information,I felt as, if he felt he could trust no one.Horrifically, my sister listened to a part of that conversation as it got taped on the answering machine and I suspect his imediate downfall ,dehydration and a forty pound loss was due to controling,intimidating vengeful abuse,I ‘ve heard her yell at him and insult him,calling him obnoxios for offering us some ice cream.She is unfit to have any control over his healthcare issues.His bottom plate dentures was recently broken or lost,
this is the second time,the first time I was told my eldest sister stepped on them.
I will defend my father’s rights,as he fought for these rights when he defended his country,
I only hope his country will defend him!

My younger sister had Dementia and was sold a Reverse Mortguage on our Famly Home that my Dad had provided funds for. Mom gave the home to my sister who willed it to me. I am her older brother (72) a Disabled Vet with 100% Disability Rating by the VA due to injuries in Armed Conflict. A caretaker I believe talked my sister into the loan without my knowledge. After my sister died our house was looted and all valuables were stolen. the Care giver in my opinion was the thief but I had no proof. I found out about the reverse mortguage and the salesman told me that I could live in the house and not pay mortguage payments for the rest of my life. He lied. B of A is foreclosing as I was not put on the loan. According to HUD the home must be sold to pay off HUD under 24 CFR 206.125 (d) requires that the elder who signed on the loan dies the home must be sold to pay off HUD. It does not take into consideration surviving elder qualifying spouses or other family members who may qualify but to oversight did not sign on the loan. HUD refuses to issue a waiver to allow me to stay in the home even though two of my sisters treating doctors wrote letters of opinion that my sister was suffering from Dementia and did not have the mental capacity to contract. HUD states that they have thousands of such cases, usually surving spouses, and it is the fault of congress for passing poorly written law with unintended consequences, and it is up to congress to fix. HUD said as it is federal law they have no choice but to force the bank to foreclose even though the property is upside down at this time and will cost HUD a very large loss. This is insane! New legislation is reqired to prevent thousands of unnecessary and tragic foreclosusres. I would appriciate any suggestions. Larry Anderson (707) 277 9041 larryfanderson@yahoo.com

Financial abuse is like a cancer. It starts so quietly and is hardly noticed. In my case, the biggest problem is my brother (the thief) lives in the same house with her. He has access to her mail and all financial documents (she’s now mostly blind). He’s easily spent $30K of her money. My whole story is at my blog (the family thief) which I published so others may learn. As I’ve discovered, it’s very difficult to take action when the victim doesn’t realize what’s happening and then is afraid to report it (after being told of the theft). I feel my hands are tied.

It is very difficult even as a professional to protect our parents from abuse epecially when my mom has been very secretive and controlling with all of her 5 children all of our lives. This breeds a huge amount of jealousy, confusion, and mistrust among the siblings which then makes the parent become confused and unknowing of who to trust.
In order to make a very sad and long story shorter because it is not over yet.

I am the eldest of my siblings as well as an RN who enjoy providing care to elders and advocating on their behalf. Myself and 3 of my siblings live in Michigan and the siaster in question lives in Ohio. This sister took advantage of my mother’s trust in her and was able to get my mother to move all of her money out of an account she has had for over 30 yrs into another account. Then my sister took my mother’s money and for a long while we did not know where my mother’s money was. Protective service determined my mother was not being abuse because my sister was paying all of her bills, she was neat and clean and had food to eat. My sister was able to trick my mother into giving her power of attorney and get her Dr to declare that she was incompetent. My sister is not the one here that my mother depends on. I take her to all of her Dr’s apts and set up her meds etc. We recently found out that my sister put my mother’s money into an annuity in her name. It is not in my mother’s name and she put my youngest sister as the beneficiary. We are fighting my sister for trying to obtain guardianship and trying to get the money back into my mother’s control.
I realize it sounds like my mom is incompetent but she isnt. My sisters would like to treat her as if she is but I encourage her independence. She was continuing to work up until last year when she became ill but she is fine now and able to continue to care for herself with minimal asistance.
My sister claims that what she has done is legal. But it is only by the Grace of God that my mom is still here because it has been one devastating experience and betrayal after another. My sister even tried to get my mom to move to Ohio and put her in a nursing home. My sister is not here to see how this has affected my mom’s ability to tust and to sleep at night. She worries. But my sister thinks she’s protecting my mother. At first she told my mom she was not getting a condo. But finally I was able to convince her to give the money needed for my mother to purchase the condo. My mom has told my sister, the court , protective services and the attorneys that she wants to be in control of her own finanaces. In the meantime, my mother’s money is being wasted on attorney fees and she lost money moving cd’s that had not yet matured, as well as the annuity that we just found out that is not in my mother’s name. My sister justifies her actions by indicating that my mom gets social security and she pays all of her bills so she doesn’t need any more money than that. This is why she says she took it upon herself to put my mother’s money in annuity in my sister’s name that is based on my sister’s age being eaten up in insurance!

My friend Max passed away Dec.6 2009 in Alabama he worked for a government agency for over 20 years in Orlando Fla. He was over 70 did not have the money to enjoy his elder years had to work His last year at his job his acting Supervisor for the past year harrased him about retirement almost every day Max was not the only one that was harrassed JR. JOE Jim who are over 60 Max ask me not to say nothing because it might hurt him I said ok BUT it hurt me to see him treated that way he was a good man he should have not been treated like that by a supervisor or any one else but he was I dont know what to do where to go or if any one cared now he is gone he is in a better place but WHY do people do this to people I was rased to respect my elders but there is not any one cares